O Google Pay now accepts banner debit and credit cards Link issued by Bradesco and Bank of Brazil: You can sign them up for the Android app and, via an NFC-enabled mobile phone, make physical storefront payments. Elo cards can also be used in the Apple Pay, but are not supported by Samsung Pay.
In a statement, Elo explains that Google Pay accepts your credit and debit cards. To register, you must open the application – or install it from the Play Store – and enter the requested data, such as your card number and your mobile phone. Then you will have to confirm your identity. That done, it will be possible to use your mobile phone for contactless payments.
So instead of taking your card out of your pocket, you can just unlock your smartphone and bring it closer to the payment machine. If the transaction is up to $ 50, you do not need to enter the password, streamlining the process.
You can also use Google Pay with cards from Itaú, Caixa, Next, Banrisul, Brazil Prepaid and others; Check out the full list here. It is compatible with phones running Android 5.0 Lollipop or higher that have NFC. There are some restrictions: for example, the device cannot have root access or modified ROM.
Apple Pay accepts Elo cards on iPhone and Watch
Since May, the Apple Pay accepts Elo cards issued by Bradesco and Banco do Brasil, both credit and debit, allowing you to make payments via iPhone and Apple Watch. In turn, Samsung Pay only supports Visa and Mastercard cards.
Google Pay, Apple Pay and Samsung Pay use something called tokenization. The phone does not send your card data to the machine because it would be insecure. Instead, it transmits a sort of virtual card that is validated to authorize payment.
What if the phone is stolen? It needs to be unlocked to make payments, and will only be able to make transactions of up to $ 50 without the card password. Also, Google, Apple and Samsung offer ways to lock your smartphone remotely.